Thursday, July 23, 2009

Health Care and The Hard-Line Questions

On Tuesday, just after the 1,018-page Health Care document was released, it didn't take long to run into an "What the #*@*" moment when examining the House's "health care for all Americans" bill. You only have to read to page 16 where there is a provision making individual private medical insurance illegal. That is correct – ILLEGAL!

The House Ways and Means Committee confirmed the language on this. The provision would absolutely outlaw individual private coverage. If you look under the Orwellian header of "Protecting The Choice To Keep Current Coverage," the "Limitation On New Enrollment" section of the bill clearly states:
"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day" of the year the legislation becomes law.

In essence we can keep our current coverage, just as promised — with some major exceptions: If you currently have private individual coverage, you won't be able to change it. Those who want to leave a company to work for themselves be free to buy individual plans from private carriers.

The opponents of the public option plan have been warning that if the government gets into the business of offering some form of health insurance coverage, the private insurance market will suffer greatly. With a public option that will be 30% to 40% less costly than their current premiums because taxpayers will be funding it, many employers will gladly scrap private plans and go with the Government’s coverage option.

It has been estimated by a few nonpartisan groups, that up to 120 million or more Americans could lose their group coverage at work and end up in a Government program. Private carrierswill be left with about 50 million or fewer customers. This could cause great stress in the insurance market and cause most companies for wither away.

What wasn't known until the proposed document was released is that this Health Care Bill will in itself kill the market for private individual coverage. Without any new policies being allowed to be written after the public option becomes law it will crash the insurance markets.

This legislation will also likely end health savings accounts, a primary goal that Democrats have had for years. They have wanted to crush that option because nothing gives individuals more control over their medical care, and the government less, than HSAs.

This will not be an option for many of us but an actual Government mandate. A free society of people should be outraged at this advance of socio-communism, for this is what it represents. Our Government does not have the constitutional or moral authority to outlaw private markets in which people voluntarily participate. It should not be killing business opportunities, limiting choices, or legislating major changes in Americans' lives. We need to step up and speak out – Health Care may need some reform – but not like this. Why don’t we see the press speaking out more – this brings me to my other beef.

President Obama is an eloquent and wonderful speaker – that is when his speeches are well scripted and rehearsed. At his last press conference – why didn’t the press speak out more. Why did they not ask the hard and unscripted questions. Why do they allow this President to walk all over them and they only be allowed to ask what is scripted in advance. They sit nice and quietly in the press conference and when it is time for questioning, a few select press associates are allowed to ask a question. They are notified in advance on who the President will call on and what questions they will be allowed to ask. Why not ask about what is going on in Iraq? Why do we need so many more troops sent to Afghanistan? Why does it appear that Afghanistan is now becoming President Obama’s war as Iraq was President Bush’s war. He is not bringing home our troops, only transferring them to another location. Why is this Health Care Bill(over 1000 pages long) being rammed down our throats? Why does it have to be approved so quickly? What is hidden in it? More of the above – that was only page 16 – imagine what is in the other 900 and some odd pages. The American Press is so enamored by this President they have become a bunch of woosies, they have lost their backbone. Ask the hard-line questions and make him give us answers. After all this is just my opinion – My Explosion of Thought!

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